FINANCING

SO MINI WAYS TO FINANCE.

With multiple financing options, customizable terms, and no mileage restrictions, there are so many ways to get in a MINI.

BECOME A MINI OWNER

OWN ON YOUR TERMS.

With flexible options to suit your unique lifestyle, you can opt for lower monthly payments or several other paths to MINI ownership.

Select Financing

MINI Select balloon financing is an affordable financing option that offers all the perks of ownership, with lower monthly payments compared to traditional financing.    

At the end of your contract, your balloon balance is due. You can pay the balloon balance in full, apply to refinance the balance, or, if you have equity in your MINI, you may be able to use the trade-in value to help cover your balance.


MINI SELECT FINANCING HIGHLIGHTS:

  • Available in most states

  • Eligible on new, Certified Pre-Owned, or pre-owned MINI vehicles

  • No mileage restrictions or wear and use charges
An interior view of the MINI steering wheel and dash with a fanciful charm hanging from the rear view mirror.

MINI OwnersChoice

A balloon financing option is available to drivers whose vehicle is garaged in Illinois, Texas, and Georgia. It offers low monthly payments and flexibility at the end of the term.

This option allows you to pay the balloon balance in full or apply to refinance the balance at the end of the term. You may also pay off the vehicle in full.  

CREDIT LOCK

SEARCH NOW, BUY LATER.

Not done searching for your perfect MINI? You can still take advantage of great rates and offers happening right now. MINI Credit Lock lets you lock in a rate for an extended period, so you never miss out on a great deal.  

A family of four piling into their MINI for a fun family trip.

WAIVED DISPOSITION FEES

SAVE EVEN MORE WITH MINI.

If you choose to finance your next MINI through MINI Financial Services, we'll waive your disposition fee at the end of your current lease term.  

MINI INTERNATIONAL EXECUTIVE PROGRAM

YOUR STATESIDE MINI AWAITS.

If you’re working in the U.S., you could qualify for financing on a new or Certified Pre-Owned MINI. The International Executive Program helps professionals obtain financing without an established credit file in the U.S.  

Two trendy international executives load up their MINI in an urban setting.

Ready for the next step? With Flipped Financing™ through MINI Financial Services, it’s simple – apply to finance your MINI today.

PRIVACYPlease click here for the MINI Financial Services Privacy Statement (including state specific privacy statements) or call us at 844-426-9774.

© 2024 MINI Financial Services, a division of BMW Financial Services NA, LLC. The MINI wordmark and logo are trademarks of BMW AG. BMW Financial Services NA, LLC, NMLS #2738. IL Consumers: Sales Finance Licenses